Try Our Immediate Credit Card Care Service

As far as I've understood your wife has no credit score and no credit history (except that turning down by Chase bank). First of all, she must try not to apply for the cards she is not eligible for. It is useless, as she will inevitably be denied, and each denial is not good for the score. For instance, cards from Chase require good or excellent score, that is no less than 660. You see, she just had no chances to be approved. However, there are offers she can accept and get her first card. Nowadays many banks, such as Columbus, Dakota, First PREMIER, Millennium and Orchard, offer deals for no/bad credit. Of course, they are not as favorable as those for good score (Chase, for instance) and the initial limit would amount to only several hundred dollars, but still they remain a fine tool for those who are eager to build up their history. On our site you are welcome to consider the page devoted to cards for no/bad credit. Read all the information about each card, compare the present offers and choose one that suits your requirements. Another way to establish or improve credit history is to apply for one secured credit cards. Mind, that with this card your wife will have to deposit a certain sum to guarantee that she'll pay off in the future. All the best, Manager of Immediate Credit Card Care Service

You see, it is impossible that we’ve called you. Our site does not represent any financial organization, that’s why we simply don’t have any access to your personal information, including your phone number. Mind, that we are not a bank or a credit company and have neither right nor opportunity to issue cards. Our web-site is only meant to provide you the information about the most popular cards for all kinds of credit history. If you need a card you can easily apply for it online through our service. It takes various periods of time to consider your application but if your score is high enough you are eligible for an instant approval which generally takes only several minutes. After you are approved the card is sent to you by post. So, in can take several days before you’ll be able to start using your card. If you have any questions concerning the terms and amount of payments and so on please apply to the bank for the details. All the best, Manager of Immediate Credit Card Care Service

First of all, I must assure you we have not made any inquiry on your credit report due to several reasons: we are not credit card issuer, so we have no access to your personal information (as you click 'Apply" at our site, you are directed to the official site of the bank and you leave your info there).What kind of inquiry it was? If a soft one, that means your credit report is open for companies which send unsolicited credit offers. If a hard one, this can speak of identity theft, as someone made an application for credit in your name. You should make quick actions to block access to your credit report and report of identity theft, if it took place. All the best, Manager of Immediate Credit Card Care Service

If you look through an application form of any credit card, you will see ALL of them require social security number. Having SSN means you are officially registered in the US and the bank can issue a card to you and be more or less sure you will pay it off. There are banks though that issue cards for non-residents and those without SSN, but these are rare exceptions. To be able to start building his credit history, one should have SSN, after which he can apply for a secured credit card or other card for bad/no credit. All the best, Manager of Immediate Credit Card Care Service

In fact you are looking in the right direction. The credit score of your wife is the leading factor that must be taken into account. So, if her score is 600 it falls into the "poor credit" category. No wonder that she was denied by Chase, as it offers cards only for those whose score is either good or excellent. It is extremely important to apply only for the cards she is eligible for, in order not to damage her score (to avoid denials). Today many banks, such as Columbus, Dakota, First PREMIER, Millennium and Orchard, offer deals for bad credit. You are welcome to compare the present offers and choose one that will satisfy your needs. The credit limit will be rather low (a few hundred dollars probably), but if your wife will use the card properly it will gradually increase. All the best, Manager of Immediate Credit Card Care Service

Dear Mrs Tull,do not be so upset, as the requirement you faced is due to the company's policy and it is not addressed to you personally. Probably, you applied for a card that requires special proofs of income or ownership. If you still want to get the card, please contact customer support department of the bank and clear out the situation. Or you can apply for another bank's card which doesn't take information of the kind. Most banks are interested in your billing address and the fact of ownership or renting, without making any further investigations.All the best, Manager of Immediate Credit Card Care Service

Not necessarily. On the contrary, the advantage of credit cards lies in the fact that they allow you to use the bank's money when you don't have your own. For this you have to pay an interest and sometimes several fees. Still, a credit card is a very popular and convenient financial tool because it permits to purchase without collecting money. There are many types of cards; the most general division is between secured and unsecured offers. With secured deals you will have to deposit a certain sum of money into the bank account to guarantee to the bank your ability to pay off in the future. The sum you deposit generally determines your credit limit. Unlike secured credit cards that require a deposit to the bank, unsecured credit cards don't demand to deposit anything. However unsecured cards for bad credit generally charge higher interest rates and fees. The initial credit limit is generally low; it'll increase gradually as long as you pay all the bills on time. The unsecured cards can be a helpful tool in rebuilding your credit, if you use them properly (make all the payments on time). Look through the page devoted to either secured deals or unsecured cards for bad credit and choose the card you like. Compare all of the terms and conditions attentively. Fill the application and wait for an approval. All the best, Manager of Immediate Credit Card Care Service

You see, we don’t represent any particular bank or credit company; we neither give loans nor issue cards. Our website is only created to provide adequate and up-to-date information about various credit offers, including cards for excellent, good, fair, bad or no credit history. You are welcome to compare details about different cards and choose one of them according to your current credit score and your requirements. Besides, we render a service of application for the chosen card online, which is the safest and simplest way to get credit nowadays. However we do not possess any personal information, including the numbers of accounts and other financial data. To get such information, to learn your balance and other financial data you should turn to your bank. Many banks allow registered users to get information about their credit online. All the best, Manager of Immediate Credit Card Care Service

You see, we don’t represent any particular bank or credit company. We neither consider applications nor issue cards. Our web-site is only aimed at providing sufficient and adequate information about credit offers from various banks. You are welcome to look through the cards for excellent, good, fair, bad or no credit history. We are glad to present the data in detail and to help the customers to choose the card according to their credit score and their requirements. Besides, we render a service of online application for the chosen card. However we do not possess any personal information, including the numbers of accounts and other financial data. To learn your balance and other financial data you should turn to the official web-site of your bank and register there. Many banks allow registered users to get information about their credit online. All the best, Manager of Immediate Credit Card Care Service

Nowadays even if you have a very bad credit but are eager to raise your score there are some cards you can apply for. At the moment a number of banks, including Columbus, Dakota, First PREMIER, Millennium and Orchard, offer deals for bad credit. On our site turn to the page devoted to cards for bad credit. Read all the information about each card carefully, compare the present offers and choose one that suits your requirements. Another widespread tool to restore credit is to apply for one of the so-called secured credit cards. This card requires you to deposit certain sum to ensure your ability to pay off your potential debt.. After you’ve chosen the card you like just click “apply”, fill the required form and submit an application through our service. All the best, Manager of Immediate Credit Card Care Service