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Displaying 10 to 20 (of 112 questions)
Page:   2 of 12
Date:
November 21, 2006, 4:48 am

i was sent a preselected visa apllication with an activation number and a website address but now im lost

Answer:

If you have received a prescreened approval letter, there a phone number or an URL should be included. To activate the credit card, call the bank or find the official web site of the credot company.

Regards,
Manager of Immediate Credit Card Care Service.

Date:
November 21, 2006, 4:56 am

I have been turn down for credit over and over the items that are on my credit is not items of my doing but I live very good with money but would my good name back in the credit world.

Michelle Williams

Answer:

Dear Michelle,

Do not worry, if you have a good standing, there is always a means of getting a better credit score. If your credit card situation upsets you, try getting a credit card from a local store that reports to credit bureaus. Then you will be able to improve the credit score and take a secured credit card.

All the best,
Manager of Immediate Credit Card Care Service.

Date:
November 21, 2006, 5:08 am

need a 0% apr transfer credit card to pay off 3 cards with hi rates totalling $12,000.00; no transaction fees no annual fee wanted

will not be using this card for any purchases
only need to pay off large balance w/0% interest.

Answer:

Compare our balance transfer credit card offers. Most of them provide a 0% introductory APR for 12 months,and No Annual Fee. Study the balance transfer credit cards and make your choice!

Best wishes,
Manager of Immediate Credit Card Care Service.

Date:
November 21, 2006, 5:39 am

with a credit score of 655 what credit card should i apply for?

Answer:

With this credit score you have a fair credit. Try to check up what your credit score at other credit bureaus is, probably the number is incorrect and not upadated. If the score is the highest you may have, choose one of our fair credit card offers.

Good luck,
Manager of Immediate Credit Card Care Service.

Date:
November 21, 2006, 6:58 am

Is there a corporate or small business credit card that a company can get that doesn't have to have one of the employees' social security number or personal information attached? We are a small homeowners association and the association wants the card, not us. Can you recommend somewhere to look for this?

Answer:

Even if you apply for a business credit card, you'll have to give your personal information, otherwise, you won't receive a credit card. After you will build some corporate credit history, it will be takeninto account when considering your applications.

Best regards,
Manager of Immediate Credit Card Care Service

Date:
November 21, 2006, 7:01 am

Hello I am looking for a good credit cards offer. Can you help?



Credit Situation - I would consider my credit as fair/good. FICO is probably about 660. I have had credit for about 9 years, both installment and credit cards.



I have never had a late until about 2 months ago when due to a wrong posting, Capital One shows me as a 1X30. I couldn't get them to contact the bureaus and take it off.



Of the 6 credit cards I have 4 have a balance. 3 are about at 80%. The other at 50%. The other two have no balances. 4 of the 6 have limited of over $3000.



I am looking for a card that has a 0% for the first 12 months on purchases and balance transfers.



Also my wife just opened a small business and would like to get a personal or business card. All loans and credit cards have been in my name only except for one car loan.



I am sure some may not like the recent late that show up even if I have no other lates.

total household income is $80,000



Let me know a couple good car

Answer:

Speaking about a credit card for you, you can apply for a good credit card, but you should remove all the incorrect information from your credit reports, and keep the reports identical in all credit bureaus. AS for your wife's credit card, she can only apply for a bad credit card, as she has bad credit history, and build her credit this way.

Best,
Manager of Immediate Credit Card Care Service

Date:
November 23, 2006, 11:22 pm

Hi I would like to apply for a credit card, i don't have any credit history, i just came to USA 3 months back. Please suggest me for getting credit card.

Answer:

If you have already got social security number, you can start building your credit history with one of credit cards for no credit.

Best,
Manager of Immediate Credit Card Care Service

Date:
November 23, 2006, 11:28 pm

i need to dispute a charge that was made on my account that i did not make and i need to speak to someone as soon as i can, please help

Answer:

If you found out that an unauthorized charge from your account was made, you should immediately appeal to your bank and clear out the problem. It can be a case of identity theft os just a mistake.

Best regards,
Manager of Immediate Credit Card Care Service

Date:
November 23, 2006, 11:32 pm

visa credit card consist of how many digit number

Answer:

Not less than 12 digits Visa credit card number consists of.

Best,
Manager of Immediate Credit Card Care Service

Date:
November 23, 2006, 11:34 pm

How do I know whether I have bad, fair, good or excellent credit. I know my credit score.

Answer:

There are the following definitions of credit scores:

Excellent Credit - 750-850
Good Credit - 660-749
Fair Credit - 620-659
Poor Credit - 350-619
No Credit - 0-0

Best,
Manager of Immediate Credit Card Care Service

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