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Displaying 50 to 60 (of 103 questions)
Page:   6 of 11
Date:
February 15, 2007, 2:34 am

my credit was pretty bad but i paid off 90 % of my debts. i need to know which credit card is best for me?

Answer:

First it’s advisable to pay off the remaining debts and begin to improve your credit history. For this purpose bad credit cards can be of great benefit. To choose the card, most suitable for you, determine your primary needs, the way you’ll be using your credit card, and the credit options, you want to take advantage of. Mind that bad credit doesn’t prevent you from getting instant approval on credit cards, and you can become the owner of some of the best credit cards, banks and credit companies have on offer. We recommend you to compare bad credit card applications to choose the right one for you.

Best,
Manager of Immediate Credit Card Care Service

Date:
February 19, 2007, 12:06 am

Looking for a card that offers instant online approval for unsecured credit cards for no or bad credit..Does that exist? and if so do you have any suggestions?

Answer:

Probably, some banks can give you an instant on-line approval for unsecured credit cards for no or bad credit. But to learn that, you have to study carefully all the terms and conditions of the corresponding bank. Actually, you can't be given instant approval if you qualify for a good credit card of a good credit card company (it still will take some time for the bank to consider your application; instant approvals are mostly the matter of advertisement). Thus, study the terms and conditions of all our credit cards with great intent in order to make the right decision in favour of a credit card with the best terms and conditions. And as soon as your decision is made, apply online to get your long-awaited instant approval! Good-luck to you!

Best,
Manager of Immediate Credit Card Care Service

Date:
February 19, 2007, 6:34 am

YES, IM LOOKING FOR A CREDIT CARD TO START ESTABLISHING CREDIT, CAN YOU PLEASE SEND ME A LIST OR TELL ME WHAT CARDS ARE GOOD FOR ME TO START BUILIDNG MY CREIDT!!

Answer:

If you have never had a credit before, the best thing for you to do would be to open a checking account or to ask for a small loan to start credit history. If you want to get your loan approved, make a down payment. Another good option is to apply for a secured credit card that requires a beforehand deposit and is held in special savings account. You can find all about secured credit cards at Secured Credit Cards. You can also ask a relative or a friend with a good credit history to be your co-signer: he or she applies for a good credit card, signs you up as a co-borrower and you pay off the credit on more beneficial terms, and accumulate credit points, but he/she is responsible for this credit as well.

Best,
Manager of Immediate Credit Card Care Service

Date:
February 26, 2007, 7:09 am

i want to build my credit history up because i dont have one and i dont want an annual fee and a low apr rate what should i do

Answer:

If you don’t have a credit history, first and foremost you have to build one. And you shouldn’t worry about an annual fee or low APR, as there are no such options for customers with no credit. Basically there are two variants of establishing a credit history: with co-signer credit cards and secured credit cards or unsecured credit cards for no/bad credit. In the first variant you can ask a good credit person (it can be your friend or relative) to become your co-signer, while you will be signed up as a co-borrower of the credit card. You’ll have different credit cards with different numbers, but the credit account and credit limit will be one. Your co-signer guarantees, that your credit will be paid off in full and on time. In the second variant, when you get a secured credit card, a guarantor of your payment is a bank deposit, which you make to cover the bank’s risks with the credit. The credit limit you obtain is equal to the amount of the deposit. If you pay off the debt in full and on time, you will increase your credit score and an unsecured credit card will be available to you.

Date:
March 6, 2007, 6:05 am

i want a credit card with no deposit need to start my credit asap please give my options. with me have no credit

Answer:

People with no credit who want to establish their credit history have several options to choose from. You can start with a secured credit card which requires a deposit made in the bank issuer of the credit card. This deposit will determine the amount of credit you will get access to.
Another way to establish credit is to ask a friend or a relative with good credit to become your co-signer. He or she applies for a good credit card and after approval you can be added as a co-borrower and you will be able to use the credit limit on the terms typical for a good credit card.
One more option for starting credit is applying for a bad/no credit card that will give you a modest credit limit and will imply high charges and fees.

Date:
March 27, 2007, 1:46 am

I recieved a 1 First National Card in the mail. And I have no Idea how to use it. Please help me!! thank you!!! Kim

Answer:

Dear, Kim! Unfortunately, we don't have First National Card, that's why we can't provide you with any information. When you receive your credit card, there is always information about your further actions. Usually all the contact information is written on the back of the card or in the statements you receive before or together with the credit card by email. Contact the bank or find the site of the bank and make all necessary inquirements.

Date:
April 2, 2007, 12:42 am

HOW DO NYOU FIND OUT HOW TO GET MONEY FROM PRIVATE LENDER

Answer:

As we know, private lenders serve the applicants who are not approved by the banks. They do not only fund project the banks rejects, they structure loan repayment. Private lenders look for the same information and conduct a similar due diligence as the banks to make a positive funding decision. Some of them offer you to make an application for funding online. Unfortunately, we can not offer you more detailed information, because our site presents the best credit card offers from the top banks and allows our customers to make an application for a credit card online. You need to apply to the private lending company directly and get all the necessary information from its representatives.

Date:
April 26, 2007, 11:47 pm

I never got my ASPEN MASTERCARD it said notice of account cancellation due to non-activation it was sent to my old address...

Answer:

Unfortunately a scam has become a routine practice nowadays. If you’ve once received pre-approved Aspen MasterCard credit card invitation,and it contained no explicit contact information, but just, perhaps requirement to pay some "processing" fee for being activated and invitation code, you can consider this application to be a scam. In this case you should just throw it away and forget it.
If you applied for Aspen MasterCard yourself, and got online credit card approval, and never received your card, but wanted to, your better step could be to contact Aspen credit card customer service, which can be found at the credit card issuer official site. Feel free to contact them, in case you have any kind of troubles and solve all of them on the spot.

Date:
May 15, 2007, 6:52 pm

I'm trying to help my wife establish her credit. Equifax has her fico score at 600, but the other two are reporting no fico score due to nothing on file. She has never had a credit card, but has been turned down by chase. I would try to help her, but my credit is not that good either.
Could you please off a info on a credit card that would best suit her, hopefully without going through a "bad credit card" company that only offers the $300 limit?

Answer:

As far as I've understood your wife has no credit score and no credit history (except that turning down by Chase bank). First of all, she must try not to apply for the cards she is not eligible for. It is useless, as she will inevitably be denied, and each denial is not good for the score. For instance, cards from Chase require good or excellent score, that is no less than 660. You see, she just had no chances to be approved. However, there are offers she can accept and get her first card. Nowadays many banks, such as Columbus, Dakota, First PREMIER, Millennium and Orchard, offer deals for no/bad credit. Of course, they are not as favorable as those for good score (Chase, for instance) and the initial limit would amount to only several hundred dollars, but still they remain a fine tool for those who are eager to build up their history. On our site you are welcome to consider the page devoted to cards for no/bad credit. Read all the information about each card, compare the present offers and choose one that suits your requirements. Another way to establish or improve credit history is to apply for one secured credit cards. Mind, that with this card your wife will have to deposit a certain sum to guarantee that she'll pay off in the future. All the best, Manager of Immediate Credit Card Care Service

Date:
May 20, 2007, 2:58 am

I had a rep from your company that had called today, but at the time I was not able to do antying with the things giong on around me with my three children. I am very interested in getting the card, but I need to know how long it will take to receive it in the mail. The only number I have that showed up on my caller ID will not let me call you back.. Is there another number that I might be able to talk to someone and get things giong?

Answer:

You see, it is impossible that we’ve called you. Our site does not represent any financial organization, that’s why we simply don’t have any access to your personal information, including your phone number. Mind, that we are not a bank or a credit company and have neither right nor opportunity to issue cards. Our web-site is only meant to provide you the information about the most popular cards for all kinds of credit history. If you need a card you can easily apply for it online through our service. It takes various periods of time to consider your application but if your score is high enough you are eligible for an instant approval which generally takes only several minutes. After you are approved the card is sent to you by post. So, in can take several days before you’ll be able to start using your card. If you have any questions concerning the terms and amount of payments and so on please apply to the bank for the details. All the best, Manager of Immediate Credit Card Care Service

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