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Displaying 110 to 112 (of 112 questions)
Page:   12 of 12
Date:
December 23, 2008, 12:12 am

highest limit,bad credit card for grad student?

Answer:

Thanks for contacting us, Ian. You can find a good deal of offers for student with limited credit history on the market. Most deals we have at our site under the category student credit cards are designed specifically for students with low scores. Consider applying for one of the offers issued by Citibank or Capital One Bank. They come with very favorable terms despite the fact that they are available to consumers with less than perfect credit. As for credit limit, it is determined individually. A lender checks your credit report and makes credit decision. Capital One, for instance, issues student cards with a credit line, ranging from $300 to $3,000. So, it totally depends on your payment history and score. The worse your credit standing is, the less available credit you are eligible for. But even if you qualify for a deal with low credit limit, it is within your powers to change the situation for the better. This type of deals is perfect for establishing and improving credit. Once you improve your score and payment history, your credit line could be extended.

Date:
December 23, 2008, 3:46 am

please i need a credit card how can i get one do i have to pay money before i get one..i want use it pay for a website so that i can send email and chat..

Answer:

Thank you for your question, Razakmens. In order to get a credit card, there are at least two things you should do. The first one is to choose a deal fitting your needs, spending habits, lifestyle and type of credit. Second – you are to apply for it. Make a deliberate decision. Look through several offers. Check deals with rewards (most of such offers are available to people with god or excellent credit), no annual fee cards, low APR credit cards, etc. Compare features, options, terms and conditions. Find the deal that is just right for you. Then you should apply for it. You can do it though filling out an online application (the easiest way) at our site, for instance, through filling out a paper application, or you can apply on phone by calling a toll free number (800). You will find a company or bank's number online, in newspapers, magazines or yellow pages. You will not have to pay an application fee. The only case when you need to pay money before you can use a credit card is when you get a secured offer. Secured credit card requires a security deposit you are to make in order to get aces to using you card.

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