Bank Name Card Name	Credit History	Annual Fee	Application Processing Fee	Apply
Freedom Gold Card	Damage credit to Fair credit	See website for Details*	See website for Details*	$750 Unsecured Credit Limit (Usable only at TheHorizonOutlet.com) Instant Approval* No Credit Check No Employment Check Fast online application Bad Credit - OK *See Card for Details
Next Millennium	Bad/No	N/A	$29.95 Account Activation Fee	Enjoy a $1,000 Credit Line! No Credit Checks & No Credit Turndowns! Buy Now...Pay Later! Low Monthly Payments!
Surge® Platinum Mastercard®	Bad, Fair, Good	$75 - $125	See Terms*	Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time) All credit types welcome to apply! Monthly Credit Score – Sign up for electronic statements, and get your Vantage 3.0 Score Credit Score From Experian Initial Credit Limit of $300 – $1,000 (subject to available credit) Monthly reporting to the three major credit bureaus See if you’re Pre-Qualified without impacting your credit score Fast and easy application process; results in seconds Online account access 24/7 Checking Account Required
OpenSky® Secured Visa® Credit Card	Bad/No	$35	See Terms	New feature! Earn up to 10% cash back on everyday purchases No credit check to apply. Zero credit risk to apply! Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months Get free monthly access to your FICO score in our mobile application Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay Fund your card with a low $200 refundable security deposit to get a $200 credit line Apply in less than 5 minutes with our mobile first application Choose the due date that fits your schedule with flexible payment dates Fund your security deposit over 60 days with the option to make partial payments Over 1.4 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit

Cards for customers with limited credit

Many banks and credit companies offer cards for people with bad credit who have late or missed payments on credit report. You are among those people? Bad credit cards presented at our website are at your disposal. They can help you to rebuild your credit. The most part of online choices available for bad score includes both secured and unsecured cards.

If you make a step by step comparison of all the features at the website, you can select the best plastic that will manage your poor spending and help you improve your credit history. The disadvantage of bad credit card deals is that they usually provide you with harder terms. So, you should be ready to pay higher rates and fees. If you use a plastic properly, harder terms will be replaced by good features. Credit cards for bad credit are not bad. They are innocuous and even more � they allow you to start if you have almost nothing concerning credit score. At our web source we present credit cards for people with bad credit. They allows you to achieve good results in a reasonably short time.

If you are eager to use better cards with alluring features in the future and pay lower rates and fees, start from changing your spending habits and apply for a bad credit card online to mend your financial standings.

Credit cards and bankruptcy

Bankrupts are afraid that they will not be able to use credit cards any more. The sad thing is that the fact of filing bankruptcy will stay on your credit report for 7-10 years. But even if you went through Chapter 7, 11 or 13 of bankruptcy and wish to apply for a credit card after bankruptcy, you may still look for variants at our website. You will start from the beginning even if your credit score was good before the fact of bankruptcy. You can get no more than bad credit card.

At Credithit.com you can find unsecured credit cards right for people who have filed bankruptcy. Furthermore, there are secured credit cards (see the section below) presented at the site of our partners that will help you to start re-establishing. Secured cards are available at lower rates than unsecured cards. A secured bank card is protected by a savings account. The limit of credit is usually based on your deposit. Applying for a secured credit card you have more chances to be approved. What credit card can be the most suitable for you? Make a careful comparison of unsecured credit cards and secured cards, their rates and fees and only then make your choice. Apply for a credit card at the web source and cure your credit respectfully. Tactful credit card use will help you to prove your credit worthiness and rebuild your credit history in short terms.

Secured credit cards

If you do not have credit history or you wish to repair bad one, you can build or re-build it by means of a secured credit card.

A secured card is protected by a savings account that is used as collateral on the credit accessible with the card. You have to open an account in advance and then get your credit card. Your credit card limit will depend on both the amount deposited in the account and your credit history. Applying for a secured credit card, you guarantee that you will repay credit balance in case of debt. Secured credit cards bring lower risk to banks therefore they can be easier obtained than unsecured cards. Not every bank issues secured cards. Secured credit cards presented at the website of our partners are only from the leading US banks. They report to three major credit bureaus monthly that can help you to build strong credit history. Applying for a secured credit card you can�t be rejected therefore do it with confidence!

Start rebuilding your credit history with secured credit card right now in order to establish good credit and use best credit cards in the future!

Immediate Credit Card Care Service

FREQUENTLY ASKED QUESTIONS

Please i need a credit card how can i get one do i have to pay money before i get one..i want use it pay for a website so that i can send email and chat..

Answer:

Thank you for your question, Razakmens. In order to get a credit card, there are at least two things you should do. The first one is to choose a deal fitting your needs, spending habits, lifestyle and type of credit. Second – you are to apply for it. Make a deliberate decision. Look through several offers. Check deals with rewards (most of such offers are available to people with god or excellent credit), no annual fee cards, low APR credit cards, etc. Compare features, options, terms and conditions. Find the deal that is just right for you. Then you should apply for it. You can do it though filling out an online application (the easiest way) at our site, for instance, through filling out a paper application, or you can apply on phone by calling a toll free number (800). You will find a company or bank's number online, in newspapers, magazines or yellow pages. You will not have to pay an application fee. The only case when you need to pay money before you can use a credit card is when you get a secured offer. Secured credit card requires a security deposit you are to make in order to get aces to using you card.

How do I activate my mastercard? How do I register to manage my account online?

Answer:

This website was designed to provide information only. We don't issue or service credit cards. Unfortunately, we don't provide online credit card account management service. You can address all the questions about your account to the bank, who issued your card. Contact the bank or visit their website.

See all questions...

Credit History Center

1. What is credit score?

Credit score is based upon the data about an individual that is collected by credit bureaus. Banks and credit card companies use credit score when making credit decision. Looking at credit score they reckon up the implicit risk posed by lending money to borrowers and mollify losses because of debt. If you need to define what type of credit you have, pay your attention to the section below. Credit score can vary in the range from 0 to 850, and its number is computed by the three major credit bureaus that use different calculation methods (the most popular is FICO score).

A lower credit score reduces the person�s eligibility for a credit card and makes the cost of credit higher. There are more chances to be approved applying for a credit card with higher credit score. Therefore aspiration to higher credit score is a necessity.

2. How do you get credit score?

There is a great opportunity to order your free credit report once a year and check your credit score. This service is provided by the three worldwide credit reporting agencies: TransUnion, Equifax, and Experian.

A free credit report contains a complete data of your credit history up to the present. It contains your credit score which shows what kind of credit risk you are. If you wish to check your credit report and score, contact the bureaus by post or phone. Or, you can order your credit report online. You can do it online from 3 credit reporting agencies at once or several times a year. Additional copies will cost you extra money. Try to check your credit report and score every time before applying for a credit card. Once your credit report and score is good enough, you can proceed with your application for a credit card with confidence.

MINIMUM REQUIREMENT

3. How to improve your credit?

If you wish to improve your credit score, follow the simple rules to achieve good results! One of the most important aspects is making payments in full and timely to receive as much as 20 points a month to increase your credit score. Late payments, bankruptcy, and other negatives in your credit report are unkindly reflected on your credit score.

Pay off outstanding balances. Manage your expenses properly. Do not close your accounts because this fact will also appear on your credit report. Take into consideration all of these tips in order to improve your credit score. Keep in mind that credit score improvement requires patience, takes time and depends only on you.

www.CreditHit.com strives to keep credit card information up to date and accurate. However, all the credit card information is presented without warranty and can be changed by the credit card issuers at any time. Click the "Apply online" button to see the online credit card application and to review current credit card terms and conditions. Note that www.CreditHit.com can be compensated by credit card issuers when the visitors apply for a credit card through the website.

* The www.CreditHit.com webpage is a free service and an information resource for credit cards and financial products and services available to eligible United States consumers. www.CreditHit.com does not offer any warranties and is not a direct service. There are no guarantees for approval or offers when applying for a credit card. Please refer to the application if you would like more information on each credit card. When you click "Apply" for a particular credit card, please take the time to review the terms and conditions of the product/service at the issuer's website. All logos on the www.CreditHit.com website are property of their respective owners.

Information in these articles is brought to you by www.CreditHit.com Banks, issuers, and credit card companies mentioned in the articles do not endorse or guarantee, and are not responsible for, the contents of the articles.

Disclosure: Not an access card.