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OpenSky® Secured Visa® Credit Card

OpenSky® Secured Visa® Credit Card

Apply Credit Card Online!
Card Highlights:
Card Category: Consumer
Card Type: Secured
Required Credit Rating: Bad / No
Issuing Country: United States
Available Rewards:
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About:
  • No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
  • The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
  • Build credit quickly. OpenSky reports to all 3 major credit bureaus.
  • 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
  • We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search “OpenSky Card” in Facebook.)
  • OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
  • *View our Cardholder Agreement located at the bottom of the application page for details of the card.
 
Credit Card Rates
Purchases:

Introductory APR:

N/A

Introductory Period:

N/A

Ongoing APR:

17.39% (variable)

Default APR:

none

Minimum Grace Period:

25 days

Minimum Finance
Charge:

$1.00

Balance Transfers:

Introductory APR:

N/A

Introductory Period:

N/A

Ongoing APR:

N/A

Default APR:

N/A

Minimum Grace Period:

N/A

Minimum Finance
Charge:

$1.00

Cash Advances:

Introductory APR:

N/A

Introductory Period:

N/A

Ongoing APR:

17.39% (variable)

Default APR:

none

Minimum Grace Period:

N/A

Minimum Finance
Charge:

$1.00

 
Credit Card Transaction Fees
Balance Transfer Fees:

Minimum:

N/A

Fee Rate:

N/A

Maximum:

N/A

Cash Advance Fees:

Minimum:

$6

Fee Rate:

5%

Maximum:

N/A

Foreign Transaction Fees:

Minimum:

3%

Fee Rate:

3%

Maximum:

3%

 
Credit Card Other Fees
Initial Fees:

Application Processing Fee:

See Terms

Maintenance Fees:

Annual Fee:

$35

Penalty Fees:

Late Payment Fee:

Up to $38

Credit Cards - CreditHit.com

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