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Orchard Bank® Visa® Cards

Issued by HSBC Bank Nevada

Orchard Bank® Visa® Cards

Apply Credit Card Online!
Card Highlights:
Card Category: Consumer
Card Type: Secured / Unsecured
Required Credit Rating: Fair Credit
Issuing Country: United States
Available Rewards:
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About:
  • Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit.
  • Acceptance at millions of locations worldwide, including website purchases and reservations.
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way.
  • Email and text messages are available to remind you of your upcoming payment due date.
  • Knowledgeable customer service representatives to assist you with questions or concerns.
Zero Liability
 
Credit Card Rates
Purchases:

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

7.99% -
24.99%

Default APR:

29.99%

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$1.00

Balance Transfers:

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

7.99% -
24.99%

Default APR:

29.99%

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$1.00

Cash Advances:

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

20.90%

Default APR:

29.99%

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$1.00

 
Credit Card Transaction Fees
Balance Transfer Fees:

Minimum:

$5

Fee Rate:

5%

Maximum:

n/a

Cash Advance Fees:

Minimum:

$5

Fee Rate:

5%

Maximum:

n/a

Foreign Transaction Fees:

Minimum:

n/a

Fee Rate:

3%

Maximum:

n/a

 
Credit Card Other Fees
Initial Fees:

Setup Fee:

$0 - $59

Maintenance Fees:

Annual Fee:

$0 - $5938

Penalty Fees:

Late Payment Fee:

Up to $35

38 $39 or $59 the first year, or $0 - $49 Introductory the first year, then either $35 or $59 per year thereafter.
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