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| Card Highlights: |
| Card Category: |
Consumer |
| Card Type: |
Unsecured |
| Required Credit Rating: |
Excellent / Good |
| Issuing Country: |
United States |
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| Available Rewards: |
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For explanation of each icon click here
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| Miles |
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| Cash |
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| Points |
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| Charity |
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| About: |
- 0% Intro APR on Purchases and Balance Transfers.
- No Annual Fee.
- 5% Cashback Bonus®.*
- Up to 1% Cashback Bonus on all other purchases automatically.
- Get a $20 Discover Gift Card just for shopping with your Discover Card.**
- Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners.
- Unlimited cash rewards.
- $0 Fraud Liability Guarantee.
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| Credit Card Rates |
| Purchases: |
Introductory APR: |
0% |
Introductory Period: |
6 months |
Ongoing APR: |
10.99%± |
Default APR: |
30.99% |
Minimum Grace Period: |
25 days |
Minimum Finance
Charge: |
$0.50 |
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| Balance Transfers: |
Introductory APR: |
0% |
Introductory Period: |
12 months± |
Ongoing APR: |
10.99%± |
Default APR: |
30.99% |
Minimum Grace Period: |
n/a |
Minimum Finance
Charge: |
$0.50 |
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| Cash Advances: |
Introductory APR: |
n/a |
Introductory Period: |
n/a |
Ongoing APR: |
23.99% |
Default APR: |
30.99% |
Minimum Grace Period: |
n/a |
Minimum Finance
Charge: |
$0.50 |
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| Credit Card Transaction Fees |
| Balance Transfer Fees: |
Minimum: |
n/a |
Fee Rate: |
3% |
Maximum: |
n/a |
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| Cash Advance Fees: |
Minimum: |
$5 |
Fee Rate: |
3% |
Maximum: |
n/a |
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| Foreign Exchange Fees: |
Minimum: |
n/a |
Fee Rate: |
n/a |
Maximum: |
n/a |
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| Credit Card Other Fees |
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** Get a $20 Discover® Gift Card when you make $200 in purchases with your Discover Card at a participating mall between 11/01/08 - 01/04/09, while supplies last. Original receipts and the Discover Card used to make the purchases must be presented to a participating mall's Customer Service by 01/04/09. Limit 5 Gift Cards per account, while supplies last, during the promotion period. Gift Card is valid through July 31, 2009.
± The Rate and Term Length are subject to change. Please see Terms and Conditions for actual Rate and Term Length.